Branch Credit Manager – HDB Financial Services Careers

Job Title: Branch Credit Manager

Salary Package: ₹25,000 – ₹40,000 a Month

Company Name: HDB Financial Services Limited

Job Location: Bangalore, Karnataka

Qualification : Bachelor’s Degree

Job Info: 

        • • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoter’s track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term • solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. • Loses / Portfolio quality parameters • Cost of credit administration • Employee Productivity

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