Post Name Asst Manager – Branch Asset Specialist Date August 12, 2023 Short Info. HSBC is inviting applications for the position of Branch Asset Specialist . Here you are given complete information about the job. Must read the complete article for more information.
HSBC Recruitment 2023 Overview
| Company Name | HSBC |
| Post Name | Asst Manager – Branch Asset Specialist |
| Job Type | Full Time Job |
| Experience | 0 to 2 years |
| Function/Business Area | Financial services |
| Location | Mumbai, Maharashtra |
| Category | sales |
| Official Website | HSBC |
| Salary | UPTo 3.0LPA + Incentives |
About HSBC Company
HSBC is one of the world’s largest banking and financial services organisations. We serve approximately 39 million customers through our global businesses: Wealth and Personal Banking, Commercial Banking, and Global Banking & Markets.
Why You Should Join
If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global Private Banking, to become one of the world’s largest global wealth managers. Across Asia, where wealth pools are growing faster than in any other region. Our dedicated colleagues serve millions of customers worldwide across the entire spectrum of private wealth, ranging from personal banking individuals and families, through to business owners, investors and ultra-high-net-worth individuals. We provide products and services such as bank accounts, credit cards, personal loans and mortgages, as well as asset management, insurance, wealth management and private banking that best suit our customers’ needs.
Principal Responsibilities
The incumbent will be responsible for facilitation of the asset sales process including customer interface, document completion, interaction on behalf of RMs with builders/societies in case of mortgage cases , discrepancy resolution etc.
- Would be responsible for Asset Product Disbursal of the region
- Facilitate business – new as well as existing cases – with the branch asset specialists.
- Develop an expert knowledge of customer base, market trends, and competitor activities in order to manage strategic direction
- Engage with builders, brokers and other intermediaries to develop business for the region.
- Daily co-ordination with internal stakeholders such as underwriting, Legal, etc. for pre & post approval activities.
- Provide dedicated back-end support to Branch RMs in the login, approval and disbursal of their applications.
- Interact with senior business managers to identify peer company best-in-class service practices & technologies
- Operational effectiveness:
- Ensure that discrepancy rates of pre & post approval applications are within acceptable benchmarks
- Ensure nil fraudulent application
Education Requirement
- Graduate/ Post Graduate in any discipline with 4-7 years of relevant experience
Skills Requirement
- Asset Management: Proficiency in managing various types of assets, such as loans, investments, and physical assets like equipment or real estate. This includes monitoring asset performance, assessing risks, and making recommendations for asset allocation and optimization.
- Risk Assessment: Identifying and evaluating potential risks associated with assets and investments. You need to have a good understanding of financial risk management and be able to develop strategies to mitigate these risks.
- Regulatory Compliance: Staying up-to-date with relevant financial regulations and ensuring that all asset management activities comply with these regulations. This includes knowledge of banking laws and regulations.
- Communication Skills: Effective communication is key in this role. You’ll need to communicate asset performance, strategies, and recommendations to stakeholders, both verbally and in written reports.